Get Help With Your Hurricane Claims from Experienced Adjusters
Living in Florida, we deal with some crazy weather, and unfortunately, sometimes that includes hurricanes and tropical storms. They don’t just bring rain and wind with them, either. Between massive property damages and risks to your own personal health, Mother Nature can cook up one big hit to your finances. The good news is that you can get help to place claims for the damages so you can rest assured that you won’t have to pay out-of-pocket to restore your property or pay for medical expenses. Engage with our trusted public adjusters to ensure your hurricane claim is given the necessary attention to detail to quickly reach an insurance settlement.
Hunter Claims is ready to partner with victims of any tropical storm or hurricane and make sure you can rest easy while we take care of your insurance claims. Our friendly, experienced adjusters will win your claim settlements so that your insurance provider will pay what you’re due rather than what they want to or simply offer to pay.
Tips For Submitting Hurricane Insurance Claims
It’s an unfortunate reality that victims of hurricanes and other natural disasters are often taken advantage of by insurance companies because they know you’re desperate. Many insurance companies won’t send their adjuster to your property for your claim evaluation for weeks afterwards. With that in mind, follow these tips to keep your claim on-track if you’re not quite ready to hire a public adjuster:
- Ask for a digital or physical copy of your insurance policy from your agent - make sure it’s certified!
- Draft a list of everything that was damaged or destroyed, and include age, brand, quantity, purchase price and a link to where the item could be purchased online.
- Do not allow a restoration or removal company take your property until you have met with your insurance provider’s adjuster.
- Mitigate additional damage to your home and property by tarping your roof and boarding up windows.
- Obtain quote estimates from third-party vendors and companies to check against your insurance company.
- Do not sign “for insurance proceeds” contracts with contractors.
- Keep a list of all times/dates you communicated with your insurance company and how.
- Demand a written explanation from your insurance provider if your hurricane claim is not settled within 60 days.
- Read over your policy for additional hidden benefits. Ex: in many total-loss scenarios, a potential 35% extra coverage above the policy limit may be available.
- Take it slow. Insurance providers and “recovery” companies will pressure you to make decisions quickly. Never jump into a decision before getting all the information.
Which Claim Type Is Right For You?
Hurricanes bring a lot of destruction, so it’s frustrating when placing an insurance claim if you’re asked to claim different types of damages to your property. Our experienced adjusters know just what varying types of damages are included in a hurricane claim.
For example, did you know that floods caused by overflowing rivers and storm surges aren’t covered by most standard property insurance policies? However, water damage from high winds (such as driven rain entering though a blown out window) will qualify as part of a hurricane damage claim.
I can be pretty confusing, and misclassifying different types of damage can be cause for insurance providers to underpay or even unjustly deny your claim. Our team of public adjusters and consultants will properly differentiate and document the damages to prevent any mistaken or unjust denials so that you and your family can have the peace of mind you deserve.
Note: Always consult with a trusted, experienced public adjuster if you believe your hurricane claim is not progressing properly, if you received a low settlement, or if you’re unhappy with how your current insurance provider is treating you.
How to Select the Perfect Public Adjuster for Your Hurricane Claim
You can’t fake real experience. And when your finances are involved, it’s extremely important to make sure they’re being handled appropriately. Try asking these questions to your adjuster before choosing one to go with to make sure your case and your finances are in good hands:
- How long have you been doing business as a public adjuster in my city?
- How many other people will be working on my claim and what are their qualifications?
- Are you a member of any public adjuster industry affiliations like FAPIA, TAPIA, NAPIA or WIND?
- When and how will I be provided updates on my claim?
- Can I have a list of previous clients I can contact as a reference?
- How long have you been doing business as a public adjuster in my city?
- How many other people will be working on my claim and what are their qualifications?
- Are you a member of any public adjuster industry affiliations like FAPIA, TAPIA, NAPIA or WIND?
- When and how will I be provided updates on my claim?
- Can I have a list of previous clients I can contact as a reference?
Join our team
Our expertise and aggressive approach enables us to speed up the insurance claim process and show your insurance company the true value of your claim.
Get The Help With Your Claim
That You Deserve
Our expert public adjusters are prepared to give you the help you need. We give every case the attention it deserves so you can rest assured that your claim will be settled to your satisfaction.
Call us today at 813-774-7634 for a FREE inspection and evaluation of your claim!
You can also email us at info@hunterclaims.com to learn more and schedule an initial consultation.