Flood Damage
You've bought your dream home with water views, but it comes at a cost. With flood events being a common concern, especially in the state of Florida, it is important to take flood insurance seriously. Flood insurance claims are one of the most frequently reported property damage claims, and with floods increasing dramatically in recent years, it has been estimated that around one out of every fifty homeowners are victims of a flood disaster and file their insurance company claims.
Unfortunately, you may find that your insurance company does not wish to settle with you as quickly and easily as they initially promised. Here at Hunter Claims, we are ready to help you with your insurance claim of flood damage. We take all the stress away from you, while our experts take care of your insurance claims.
Our friendly and expert adjusters use the latest technology and proven methods to measure damage caused by floods. This ensres your insurance provider can provide an accurate claim settlement, which accounts for all restoration costs.
The fully comprehensive claim package that we send to your insurance provider on your behalf enables us to show them what they owe you, rather than allowing them to provide you with an undervalued offer or even to deny your claim.
Tips For Submitting Flood damage Insurance Claims
It’s an unfortunate reality that victims of hurricanes and other natural disasters are often taken advantage of by insurance companies because they know you’re desperate. Many insurance companies won’t send their adjuster to your property for your claim evaluation for weeks afterwards. With that in mind, follow these tips to keep your claim on-track if you’re not quite ready to hire a public adjuster:
- Take photo's that clearly show all damaged property. This includes discarded objects and any structural items you intend to claim.
- Create a list of all damaged or lost items by room and their date purchased, value, and receipts.
- Take photographs of the water line (standing flood water levels) both inside and outside the residence. Be sure to note how long this level remained before you were able to clear out all excess water deposits as well!
- Ensure you have a detailed estimation of your replacement costs, including sales tax and delivery/setup fees. Don’t undervalue your content items. We will work with you to help you calculate the value of the items on the list.
- Meet with your insurance provider’s adjuster before allowing a restoration or removal company to take property.
- Keep track of all the communication with your insurance company, such as dates and times, etc.
- If your flood damage claim is not settled within 45 days, demand a written explanation from your insurance provider.
What Happens When You Submit a Flood Damage Insurance Claim?
Your coverage provider will send out an insurance adjuster to inspect your property, review the damage, and ask questions about the damage and condition of the property before the flood occurred. The adjuster will be working behind-the-scenes to determine if you are covered under your flood insurance. They may need to access your property or wait until it is safe for them do so.
After that, your insurance company may issue a settlement based on how they interpret the damages, but remember, the adjuster will be working on behalf of the Insurance company.
If you are receiving resistance from your insurance company in the form of delays, undervalued responses, or even a denial, contact our experienced adjusters at hunterclaims.com
Join our team
Our expertise and aggressive approach enables us to speed up the insurance claim process and show your insurance company the true value of your claim.
Get The Help With Your Claim
That You Deserve
Our expert public adjusters are prepared to give you the help you need. We give every case the attention it deserves so you can rest assured that your claim will be settled to your satisfaction.
Call us today at 813-774-7634 for a FREE inspection and evaluation of your claim!
You can also email us at info@hunterclaims.com to learn more and schedule an initial consultation.